Pagaya Technologies

Closed (deSPAC)

Profile in progress

What it is: A private company preparing to list via a SPAC merger. Full profile in progress.
What it’s doing now: Merging with EJF Acquisition Corp. (EJFA) — closed (despac).
What you should know: Data is still being assembled for this company — what is shown below is everything we have verified so far.

Profile in progress — we only publish what we can verify in filings, and for this company that work isn’t finished. Identity and deal facts above are current; business detail, financials and peers will appear as the filings are parsed.

What the company says about itself

Web research — not audited

Pagaya is an AI lending network that provides real-time AI infrastructure to help lenders approve more loans and retain customers without additional credit risk. The company offers products including Decision Engine, Decline Monetization, PGY First Look, PGY Dual Look, Pagaya Intelligence, Fast Pass, Affiliate Optimizer Engine, Direct Marketing Engine, and Frictionless Conversion. Their platform supports Personal Loans, Auto Loans, and Point-of-Sale financing.

Markets:: Lending | Financial Services | AI Infrastructure
Products:: Decision Engine | Decline Monetization | PGY First Look | PGY Dual Look | Pagaya Intelligence | Fast Pass | Affiliate Optimizer Engine | Direct Marketing Engine | Frictionless Conversion | Personal Loans | Auto Loans | Point-of-Sale
Customers:: US Bank | Best Egg | Ally | OneMain | Visa | SoFi | Upgrade | Avant | WestLake Financial | Mastercard

What our web check found

[WEB-INTEL 2026-08-26] 5 finding(s) · revenue (web claim — NOT STORED) — FILING: no revenue figure on our filed record · WEB: $45B+ New Credit Generated [https://pagaya.com/] — filing stands; recorded, not resolved. · web source asserts a FILING-ONLY figure (deadline / trust / status / floor / price) and it was NOT stored: "Pagaya Technologies Ltd. and EJF Acquisition Corp. Announce Revised Special Meeting Date of June 17, 2022 for Proposed Business Combination" [https://www.nasdaq.com/press-release/pagaya-technologies-ltd.-and-ejf-acquisition-corp.-announce-revised-special-meeting] · web source asserts a FILING-ONLY figure (deadline / trust / status / floor / price) and it was NOT stored: "EJF initially announced the $8.5 billion combination with Pagaya on September 15" [https://www.spacinsider.com/news/market-intel/ejf-shareholders-approve-pagaya-deal] · web source asserts a FILING-ONLY figure (deadline / trust / status / floor / price) and it was NOT stored: "The Merger closed on June 22, 2022" [https://investor.pagaya.com/static-files/75b26d9b-98d0-49f1-8572-a068b86ba9c4] · web source asserts a FILING-ONLY figure (deadline / trust / status / floor / price) and it was NOT stored: "in equal quarterly installments beginning on August 22, 2022 through May 22, 2024" [https://investor.pagaya.com/static-files/75b26d9b-98d0-49f1-8572-a068b86ba9c4]

Source: https://pagaya.com/ · captured Aug 26, 2026 · marketing claims are reported as claims, never merged into the filed figures above.

The deal it’s entering

Pagaya Technologies is merging with EJF Acquisition Corp. (EJFA) currently marked Closed (deSPAC).

Headline equity value	—
PIPE	≈ $350M · unsourced

Structure per SEC accession(s) 0001140361-22-020904. How to read these numbers: headline vs effective valuation · what a definitive agreement commits

What exactly is being valued, and at what

Common questions

Is Pagaya Technologies going public?

Pagaya Technologies has an approved merger with the SPAC EJF Acquisition Corp. (EJFA). Deal status: Closed (deSPAC).

Does Pagaya Technologies have revenue?

The filings we've parsed don't state a usable revenue figure yet; this profile is updated as new documents land.

Educational content, not investment advice.