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Cartiga

Definitive (DA signed)

Financials · litigation finance and legal asset management

What it is
Cartiga is a data-driven asset management platform for investing in legal claims and law firms, with origins dating to 1998
What it’s doing now
Merging with Alchemy Investments I (ALCYF) — definitive (da signed), announced Aug 22, 2025.
What you should know
The real share count puts the effective valuation 27% above the announced $540M. The deal carries a $40M minimum-cash condition — heavy redemptions can break it.

The business, per its filings

SEC primary

Cartiga is a data-driven asset management platform for investing in legal claims and law firms, with origins dating to 1998. It primarily invests in single-event tort claims through two core products: non-recourse advances to consumers and full-recourse loans to law firms. The company originates, manages and monetises these assets and states it is backed by $280 million in committed equity from institutional investors.

Source: 8-K, accession 0001104659-26-040480 · extraction confidence: high

What the company says about itself

Web research — not audited

Cartiga is a tech-enabled alternative asset investor specializing in legal funding. The company offers tailored financial solutions for plaintiffs and law firms, including working capital lines for plaintiff firms (underwritten on active cases) and pre-settlement funding for individuals through its product LawCash. Cartiga utilizes proprietary data analytics to invest in legal claims and receivables.

Markets:
Legal Funding | Alternative Asset Investing
Products:
LawCash | myCartiga
What our web check found

[WEB-INTEL 2026-08-25] 9 finding(s) · revenue (web claim — NOT STORED) — FILING: no revenue figure on our filed record · WEB: $1.6B funded since 2000 [https://cartiga.com/] — filing stands; recorded, not resolved. · web source asserts a FILING-ONLY figure (deadline / trust / status / floor / price) and it was NOT stored: "The deal is meant to utilize Cartiga's investing track record, proprietary database of individual litigation-linked asset fundings, and over $20 million ..." [https://www.law360.com/articles/2381004/legal-funding-firm-cartiga-to-go-public-via-540m-spac-deal] · web source asserts a FILING-ONLY figure (deadline / trust / status / floor / price) and it was NOT stored: "Cartiga has raised $115M over 4 rounds." [https://www.cbinsights.com/company/legal-business-services/financials] · web source asserts a FILING-ONLY figure (deadline / trust / status / floor / price) and it was NOT stored: "Cartiga's latest funding round was a Debt - III for $35M on June 18, 2026." [https://www.cbinsights.com/company/legal-business-services/financials] · web source asserts a FILING-ONLY figure (deadline / trust / status / floor / price) and it was NOT stored: "The company confirmed last fall that it's now valued at $8 billion after raising $160 million, bringing its funding across 2025 to $760 million." [https://www.facebook.com/businessinsider/posts/business-insider-asked-a-group-of-venture-capitalists-to-nominate-the-years-most/1434744641857149/] · web source asserts a FILING-ONLY figure (deadline / trust / status / floor / price) and it was NOT stored: "Legal Funding Firm Cartiga To Go Public Via $540M SPAC Deal" [https://www.law360.com/articles/2381004/legal-funding-firm-cartiga-to-go-public-via-540m-spac-deal] · web source asserts a FILING-ONLY figure (deadline / trust / status / floor / price) and it was NOT stored: "Nelson Mullins Represents Cartiga in $540M SPAC Deal" [https://www.nelsonmullins.com/insights/news/press_releases/nelson-mullins-represents-cartiga-in-usd540m-spac-deal] · web source asserts a FILING-ONLY figure (deadline / trust / status / floor / price) and it was NOT stored: "Cartiga's $540M SPAC with Alchemy cartiga°, is going public through a $540 million SPAC merger with Alchemy Investments Acquisition Corp." [https://www.linkedin.com/posts/legal-funding-journal_litigationfinance-legalfunding-litfin-activity-7366569571899564032-6foU] · web source asserts a FILING-ONLY figure (deadline / trust / status / floor / price) and it was NOT stored: "Warrant Exercise Price: $11.50 per share" [https://www.stocktitan.net/sec-filings/ALCY/8-k-alchemy-investments-acquisition-corp-1-reports-material-event-3616a5cbbaa3.html]

Source: https://cartiga.com/ · captured Aug 25, 2026 · marketing claims are reported as claims, never merged into the filed figures above.

The deal it’s entering

Cartiga is merging with Alchemy Investments I (ALCYF), a $115M SPAC currently marked Deal announced.

Headline equity value$540M
Effective valuation (all shares)$684M+27% vs headline
Sponsor promote20%
Minimum cash to close$40M

Structure per SEC accession(s) 0001104659-25-082575, 0001104659-23-057812, 0001104659-26-041050, 0001104659-26-065130. How to read these numbers: headline vs effective valuation · what a definitive agreement commits

What exactly is being valued, and at what

Was this deal done at an expensive or a cheap valuation?

SpacBrain’s read on the price

No multiple can be computed

We hold no revenue figure in US dollars for Cartiga, so there is nothing to divide the price by and no multiple can be struck. It is not recorded as pre-revenue either — this is a gap in our record, not a finding that the company has no sales. The deal values it at $683.8M regardless.

We have not extracted a revenue figure for this company from its filings yet. That is our gap, not a statement about the business.

What the buyers are paying for the whole company$683.8M

Post-dilution equity (net debt unknown).

Divided by what the company actually sells in a yearno revenue figure on file

Not extracted from the filings yet.

= what this deal pays for every dollar of those salesno multiple

Not computable — no revenue figure has been extracted from the filings yet.

What the stock market pays for its closest listed peersno comparable multiple

No listed comparable carries a revenue multiple we can use.

What qualifies the figures above

  • Struck on the post-dilution value of $683.8M, not the announced $540M — new shares handed to the sponsor, warrant holders and the PIPE are part of what public buyers are really paying.
  • The target's cash and debt are not in the filings we have, so this is an equity value used as a stand-in for enterprise value.
  • BUR, LFT, CLBK, MFA, AFCG, TRTX, BSBK, CIM, EFC, PBHC, CBNA, HTB have no revenue to divide by, so they are shown but left out of the peer median.

The listed companies it is measured against

TickerCompanyMkt capEV / revenueEV / EBITDAWhy it’s comparable
BURBurford Capital Ltd$2.0B
Direct comp: Investment Management & Fund Operators (NEC); small-cap ($2.0bn); shares law, litigation, legal, firms, finance, assets with the target's own description; no forward EV/Sales published — counted as a peer, excluded from the median.more ▾
LFTLument Finance Trust Inc$74M
Direct comp: Mortgage REITs; micro-cap ($74m); shares recourse, loans, originates, invests, backed, investing with the target's own description; forward EV/Sales 12.8x.more ▾
CLBKColumbia Financial Inc$1.6B
Operational comp: Banks (NEC); small-cap ($1.6bn); shares advances, loans, full, equity, consumers, consumer with the target's own description; no forward EV/Sales published — counted as a peer, excluded from the median.more ▾
MFAMFA Financial, Inc.$946M
Operational comp: Mortgage REITs; small-cap ($946m); shares backed, loans, originates, non, investors, invests with the target's own description; forward EV/Sales 53.9x.more ▾
AFCGAdvanced Flower Capital Inc$64M
Operational comp: Mortgage REITs; micro-cap ($64m); shares law, originates, loans, invests, manages, assets with the target's own description; forward EV/Sales 4.9x.more ▾
TRTXTPG RE Finance Trust Inc$674M
Operational comp: Mortgage REITs; small-cap ($674m); shares loans, finance, originates, institutional, invests, manages with the target's own description; forward EV/Sales 35.2x.more ▾
BSBKBogota Financial Corp$109M
Operational comp: Banks (NEC); micro-cap ($109m); shares advances, loans, originates, backed, invests, consumer with the target's own description; no forward EV/Sales published — counted as a peer, excluded from the median.more ▾
CIMChimera Investment Corporation$1.0B
Operational comp: Mortgage REITs; small-cap ($1.0bn); shares originates, loans, non, manages, equity, consumer with the target's own description; forward EV/Sales 37.0x.more ▾
EFCEllington Financial Inc.$1.5B
Operational comp: Mortgage REITs; small-cap ($1.5bn); shares backed, loans, equity, invests, manages, assets with the target's own description; forward EV/Sales 76.5x.more ▾
PBHCPathfinder Bancorp Inc (MARYLAND)$68M
Operational comp: Banks (NEC); micro-cap ($68m); shares backed, loans, investing, invests, full, non with the target's own description; no forward EV/Sales published — counted as a peer, excluded from the median.more ▾
CBNAChain Bridge Bancorp Inc$227M
Operational comp: Banks (NEC); micro-cap ($227m); shares firms, law, loans, management, consumer, asset with the target's own description; forward EV/Sales 4.4x.more ▾
HTBHomeTrust Bancshares Inc$742M
Operational comp: Banks (NEC); small-cap ($742m); shares loans, committed, originates, investing, invests, finance with the target's own description; forward EV/Sales 4.3x.more ▾

Which companies belong on this list is our judgement, and the sentence beside each one is the whole of our reasoning — disagree with it and the verdict above changes. Rows marked context only are shown because they are informative, but they are deliberately left out of the median. The multiples come from listed-company data; a private target’s deal multiple is not audited the way theirs are.

Common questions

Is Cartiga going public?

Cartiga has a signed merger with the SPAC Alchemy Investments I (ALCYF), announced Aug 22, 2025. Deal status: Definitive (DA signed).

What is Cartiga's SPAC deal valuation?

The announced headline equity value is $540M, but counting every share class — founder promote, PIPE and public shares — the effective valuation is $684M, 27% above the headline.

Was Cartiga bought at an expensive or a cheap valuation?

We hold no revenue figure in US dollars for Cartiga, so there is nothing to divide the price by and no multiple can be struck. It is not recorded as pre-revenue either — this is a gap in our record, not a finding that the company has no sales. The deal values it at $683.8M regardless.

Does Cartiga have revenue?

The filings we've parsed don't state a usable revenue figure yet; this profile is updated as new documents land.

Educational content, not investment advice.

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