VPCC SEC filings, in plain English
Everything VPC Impact Acquisition Holdings III, Inc. has filed with the SEC that we hold — 40 filings, newest first, 4 with a plain-English summary of what changed and why it matters. Every row links to the primary document on EDGAR, so you can check the source rather than trust us.
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What changed: Dave Inc. (Nasdaq: DAVE) reported that on August 12, 2026 Yadin Rozov notified the company of his decision to resign from the board of directors for personal reasons, effective immediately, and states the decision was not related to any disagreement with the company on any matter relating to its operations, policies or practices. The cover page describes the registered warrants as each lot of 32 warrants exercisable for one share of Class A common stock at $368 per share. Why it matters: A director departure with immediate effect and the standard no-disagreement representation; no successor or committee reassignment is disclosed. The 32-warrants-for-one-share ratio at $368 is the post-reverse-split restatement of the original SPAC warrant terms.
What changed: Q2 2026 10-Q of Dave Inc. (Nasdaq: DAVE). As of July 27, 2026 there were 12,757,710 Class A shares issued and 11,441,425 outstanding, plus 1,314,082 Class V shares; the registered warrants require a lot of 32 warrants to buy one Class A share at a $368 exercise price. The forward-looking note identifies among its subjects the company's management of risks associated with providing ExtraCash, its reliance on two bank partners, and investigations, claims, enforcement actions and litigation including the Department of Justice's lawsuit against Dave. Why it matters: This summary is drawn from the cover page and cautionary note of the report; the financial statements are not covered here. The quarter's figures are stated in the company's earnings release filed the same day (accession 0001193125-26-335119).
What changed: Exhibit 99.1 to an 8-K of Dave Inc. (Nasdaq: DAVE): the August 5, 2026 press release reporting Q2 2026 results. GAAP operating revenues were $170.8 million, up 30% year over year, with non-GAAP gross profit of $123.8 million at a 72% margin. GAAP net income was $6.7 million, down 26%, and includes $36.9 million of non-cash warrant and earnout remeasurement charges; Adjusted Net Income was $56.4 million, up 39%, Adjusted EBITDA $75.5 million, up 48% at a 44% margin, and Adjusted Net Income per diluted share $4.12. Why it matters: The non-GAAP measures were redefined this quarter to exclude three new categories, including litigation costs of the FTC/DOJ matter and funding costs, and prior periods were not restated — so the year-over-year Adjusted EBITDA and Adjusted Net Income growth rates are not measured on a like-for-like definition.
What changed: Dave Inc., the successor to VPC Impact Acquisition Holdings III, called its 2026 annual meeting for June 2, 2026 at 9:00 a.m. Pacific Time as a completely virtual meeting, record date April 13, 2026, with Class A and Class V common stock each entitled to vote on all items and ratification of the auditor for the fiscal year ending December 31, 2026 among the proposals. The proxy recaps the business combination consummated by VPCC under an Agreement and Plan of Merger dated June 7, 2021 involving Bear Merger Company Inc. and Bear Merger Company II LLC. Why it matters: Routine annual governance with no trust, deadline or redemption right surviving from the VPCC SPAC. The dual-class structure inherited from the 2021 de-SPAC means Class V voting power sits alongside the public Class A block on every item, so outside holders share control with founder-held stock; nothing in this proxy adds new dilution or financing risk.
In plain English
Redemption deadlinethe last day to hand shares back for cash
Set by the filing that calls the meeting. Tender after it and the company is under no obligation to pay you the trust value.
Cash in trust / trust per sharethe cash the company is holding for each public share
Filed quarterly in the 10-Q's XBRL. It earns interest between filings, so the figure on a given day is slightly higher than the last filed one — where we show that we label it an estimate.
Accession numberthe SEC's unique id for one filing
Every figure on this page carries the accession of the filing that states it, so you can open the primary document rather than trust us.