FGNA SEC filings, in plain English
Everything FG New America Acquisition Corp. has filed with the SEC that we hold — 40 filings, newest first, 4 with a plain-English summary of what changed and why it matters. Every row links to the primary document on EDGAR, so you can check the source rather than trust us.
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What changed: OppFi completed its Up-C corporate simplification on April 28, 2026, eliminating all Class V shares and noncontrolling interests, and entered into a merger agreement to acquire BNCCORP, Inc. (BNC National Bank) for ~$130.7M in cash and stock. All public and private placement warrants expired on July 20, 2026, and on August 10, 2026 the company secured a new $100M senior secured multi-draw term loan at 12.50% interest. Why it matters: The Up-C collapse simplifies the capital structure to a single class of common stock (85.2M Class A shares outstanding), while the pending BNCCORP acquisition would give OppFi a bank charter, fundamentally changing its business model. The warrant expiration removes a significant overhang on share count, and the new high-interest term loan signals aggressive financing for receivables growth ahead of the bank acquisition.
What changed: OppFi Inc. furnished as Exhibit 99.2 its second quarter 2026 earnings presentation dated August 10, 2026. The portion available is entirely front matter — the general disclaimer, the forward-looking-statements caution, the definitions of the non-GAAP measures used (Adjusted EBT, Adjusted Net Income and margin, Adjusted EPS and Free Cash Flow) and the additional-information notice — with no results figures. Why it matters: The quarter's numbers are not in what is present, so none are attributed. What is readable is that the BNCC acquisition is at the filed-S-4 stage awaiting a BNCC shareholder vote, and that the company's ability to keep lending in California turns on litigation against the state regulator over whether AB 539's rate cap applies to it.
outside datenothing moved · 1 with no prior record of ours
- Outside date
- 2027-07-27 · unchanged
The clause …“be capable of being satisfied if the Closing were to occur on or before the Outside Date), then the Outside Date shall automatically be extended to July 27, 2027, and such date shall become the Outside Date for purposes of this”…
Read from stored SEC filing text by a regex — no model is involved — and each side links to the filing it came from. “Not previously extracted” is a statement about our record, not about the company: the clause may be present in wording we do not match.
What changed: Amendment No. 1 to Form S-4 (Reg. No. 333-297733) of OppFi Inc., filed under FG New America Acquisition Corp.'s SPAC record because OppFi is its post-combination successor; preliminary and subject to completion dated August 5, 2026. No explanatory note names what changed. Under the Merger Agreement dated April 28, 2026 among OppFi, BNCCORP, Inc. and Birch Merger Sub, LLC, BNCC merges into Merger Sub and an interim bank then merges into BNC National Bank, which survives renamed OppFi Bank, N.A. The BNCC special meeting is set for September 17, 2026 on an August 5, 2026 record date. Why it matters: This version puts hard numbers where the original filing left blanks: the meeting date, the record date, the expected share issuance and the pro forma ownership percentage are all stated rather than bracketed. The vote threshold is a majority of shares outstanding, not of votes cast, so abstentions and non-votes count against it. The 1.90 share exchange ratio is fixed, so the dollar value of the consideration moves with OppFi's share price between now and closing — the document shows that value moving from $36.49 to $38.01 on price alone.
outside datenothing moved · 1 with no prior record of ours
- Outside date
- 2027-07-27 · unchanged
The clause …“be capable of being satisfied if the Closing were to occur on or before the Outside Date), then the Outside Date shall automatically be extended to July 27, 2027, and such date shall become the Outside Date for purposes of this”…
Read from stored SEC filing text by a regex — no model is involved — and each side links to the filing it came from. “Not previously extracted” is a statement about our record, not about the company: the clause may be present in wording we do not match.
What changed: Form S-4 of OppFi Inc., the successor to FG New America Acquisition Corp., preliminary and subject to completion dated July 27, 2026. It registers the stock leg of OppFi's acquisition of BNCCORP, Inc. under a Merger Agreement dated April 28, 2026 among OppFi, BNCC and Birch Merger Sub, LLC: BNCC merges into Merger Sub, which survives as a wholly owned OppFi subsidiary, and immediately afterwards an interim bank merges into BNC National Bank, which survives renamed OppFi Bank, N.A. OppFi then intends to contribute substantially all of its assets, liabilities and operations into BNC. Why it matters: This is the baseline version of the OppFi/BNCC registration: the economic terms — $19.375 cash and a fixed 1.90 exchange ratio — are already final here, while every number that depends on a measurement date is blank. A holder reading this version cannot yet learn the vote date, the record date or how much of OppFi they would end up owning. Because the ratio is fixed rather than value-protected, the cash value of the stock leg floats with OppFi's price until closing.
outside datenothing moved · 1 with no prior record of ours
- Outside date
- 2027-07-27 · unchanged
The clause …“be capable of being satisfied if the Closing were to occur on or before the Outside Date), then the Outside Date shall automatically be extended to July 27, 2027, and such date shall become the Outside Date for purposes of this”…
Read from stored SEC filing text by a regex — no model is involved — and each side links to the filing it came from. “Not previously extracted” is a statement about our record, not about the company: the clause may be present in wording we do not match.
In plain English
Redemption deadlinethe last day to hand shares back for cash
Set by the filing that calls the meeting. Tender after it and the company is under no obligation to pay you the trust value.
Cash in trust / trust per sharethe cash the company is holding for each public share
Filed quarterly in the 10-Q's XBRL. It earns interest between filings, so the figure on a given day is slightly higher than the last filed one — where we show that we label it an estimate.
Accession numberthe SEC's unique id for one filing
Every figure on this page carries the accession of the filing that states it, so you can open the primary document rather than trust us.